Private Capital Lending

Private capital lending is one of the most popular ways to finance real estate in California. Unlike conventional loans, these asset-backed loans come with minimal documentation, faster approval, and fewer restrictions.

Why Choose Private Capital Loans from El Toro

  • Lightning-fast approvals – Often within 24 hours.
  • Minimal paperwork – No tax returns or credit score requirements.
  • Experienced lenders – Deep knowledge of the California real estate market.
  • Flexible loan amounts – From small rehabs to large acquisitions.

We offer:

  • Bridge & mezzanine loans
  • Acquisition financing
  • Construction and finish loans
  • Foreclosure bailouts

Our goal is simple: To help you move fast, fund faster, and grow smarter.