Invest in High-Yield, Secured Trust Deeds with El Toro Lending
El Toro Lending. partners with experienced Trust Deed Investors and Private Money Lenders to offer secure, high-yield real estate investment opportunities backed by California residential and commercial properties.
Why Invest with El Toro Lending
We are proud to have earned our investors’ trust over 14+ years by upholding integrity, transparency, and investor-first principles. Our investments are secured by Deeds of Trust and Promissory Notes with clearly defined exit strategies and vetted underwriting.
Investment Highlights
- 8.99% – 12.00% Returns
- 1st TD & Some 2nd TD: $100,000 – $2,000,000
- Terms: 12 months to 10 years
- LTV: 30% – 60%
- No Monthly Servicing Fees – Investors receive 100% of borrower payments
- 125% Lender’s Title Insurance available
- Hands-on Due Diligence & Risk Management
Benefits of Trust Deed Investing
- Monthly income with secured real estate collateral
- Passive real estate investment (no property management)
- Diversification away from volatile markets
- Transparent, easy-to-understand terms
- IRA-eligible with self-directed custodians
Commonly Asked Questions
What is a Trust Deed?
A Trust Deed is a secured lien on a property, similar to a mortgage. As a lender, you hold a lien against the property and earn interest income.
Is this investment secure?
Yes. Loans are secured by real estate, with conservative LTV and insured title policies to minimize risk.
Can I use my IRA?
Absolutely. Trust deed investments can be held in self-directed IRAs and other tax-advantaged accounts.
Approved IRA Custodians include:
- Equity Trust Co.
- PENSCO
- Sunwest Trust
- Entrust Group
- Polycomp
- Trust Company of America