Refinance Your home, Tap into equity.

Tap Into Equity with El Toro Lending

Need to refinance your California rental property? Our expert loan officers can help you increase cash flow, consolidate debt, or access equity for renovations.

Why Refinance Your Rental Property?

  • Cash-out refinance to access untapped equity
  • Lower interest rates compared to traditional lenders
  • Investment property upgrades to boost long-term value
  • Fast closings and fewer requirements

We offer:

  • Stated income rental loans
  • Jumbo & 2nd position loans
  • Home equity loans
  • Business loan consolidation
  • Cash-out investment loans

Our tech-enabled process ensures that your refinance is quick, simple, and cost-effective.


Why El Toro Lending

Since 2000, El Toro lending has been a trusted direct private lender in California. Our reputation is built on:

  • Speed – Loan approvals in 24 hours, closings in 7–10 days
  • Experience – 2,600+ funded loans across all property types
  • Transparency – No hidden fees or confusing terms
  • Flexibility – Creative solutions tailored to your deal

Whether you’re purchasing, refinancing, or flipping property, XCore Lending,inc is your go-to resource for California hard money mortgage loans.


Start Your Loan Process Today

Don’t let traditional lenders hold you back. Contact El Toro Lending and secure the fast, flexible financing you need to grow your real estate portfolio.

📞 Call now or Email.