Fast Funding for Real Estate Investors | El Toro lending
Are you seeking fast, flexible real estate financing without the red tape of traditional banks? At El Toro lending, we’ve been providing private money loans to California borrowers since 2006, helping investors fund fix-and-flip projects, construction, rehab, and cash-out refinances when banks say no.
What Is a Private Money Loan?
A private money loan (commonly referred to as a hard money loan) is a short-term loan secured by real estate. These loans are ideal when speed and flexibility matter—often used for:
- Cash-out refinancing
- Quick acquisitions
- Rehab/fix-and-flip projects
- Transitional financing
- Borrowers denied by traditional lenders
🏗 Who Are Private Money Loans For?
EL Toro Lending works with investors across all experience levels:
- Fix-and-flippers
- Buy-and-hold investors
- Self-employed or LLC borrowers
- Real estate investors needing bridge capital
Whether you’re a long-term investor prepping a rental for conventional refi, or flipping a distressed property, we offer competitive rates with flexible prepayment options.
🤝 Why Work with El toro Lending
- Licensed & trusted California lender since 2000
- Custom loan structures tailored to your deal
- Fast closings with minimal paperwork
- Prepayment flexibility with multiple term options
- Financing available for individuals, LLCs, and corporations