The California Trust & Estate Loans-Proposition 58 & Inheritance Financing
Accessing your inheritance should not be a complicated or drawn-out process. At El Toro Lending, we specialize in trust and estate loans, including California Proposition 58 loans, helping you access your rightful inheritance quickly, legally, and with minimal stress.
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📞 Call: 949-409-8015
📩 Email: info@eltorolending.com
What Is a Proposition 58 Loan?
California Proposition 58 allows parents to transfer real estate to their children without a property tax reassessment. This provides a significant tax-saving opportunity for heirs—but only if handled properly. That’s where we come in.
El Toro Lending. helps heirs take advantage of Prop 58 protections by offering trust loans and estate financing structured to comply with California’s strict legal and tax requirements.
Why Clients Choose EL Toro Lending for Trust & Estate Loans
✔ Immediate Cash Access
Get liquid capital now—without waiting months (or years) for probate or trust administration to conclude.
✔ Non Pro-Rata Distribution Support
We specialize in non pro-rata distributions, allowing one heir to buy out the others using a loan secured by the property, preserving the Prop 58 tax base.
✔ Low Property Taxes Through Prop 58
By structuring the loan properly, heirs can keep the property tax assessment unchanged, saving thousands over time.
✔ Fully Legal & Compliant
We ensure every transaction adheres to California Board of Equalization guidelines and legal estate practices.
✔ Expert Guidance at Every Step
We work with trustees, attorneys, and beneficiaries to streamline your loan—whether it’s to fund legal expenses, pay out siblings, cover estate costs, or keep family property.
Our Proven Four-Step Loan Process
- Free Consultation – Review your trust, estate, or Prop 58 eligibility
- Scenario Submission – We assess your options and offer tailored solutions
- Loan Processing – Fast turnaround, minimal paperwork
- Funding – Receive funds quickly, usually within days
Upfront Pricing. No Hidden Fees.
At PB Financial, transparency is part of our promise. You’ll know your fees, terms, and structure before we proceed. No surprises, and you don’t pay until your loan closes.
Who We Help
- Heirs of Estates and Trusts
- Trustees and Executors
- Estate Attorneys
- Real Estate Investors Needing Immediate Liquidity
If you’re navigating probate or administering a trust and need to leverage real estate assets, we’re here to help.
Call Now to Begin Your Trust or Estate Loan
El Toro Lending has funded thousands of trust loans across California’s 58 counties. Whether you’re looking to avoid reassessment under Prop 58 or access your inheritance quickly, we can help.
📞 Call: 949-409-8015
📩 Email: info@eltorolending.com