2nd Position Hard Money Loans in California
Access Equity Without Refinancing Your First Mortgage
XCore Lending,inc offers specialized 2nd position hard money loans, helping borrowers leverage their equity while keeping low-rate 1st mortgages intact. Perfect for business purposes, investments, or debt consolidation.
🏠 What Is a 2nd Position Loan?
A 2nd mortgage (junior lien) is recorded behind an existing first mortgage. These loans usually carry higher rates—but offer quick access to equity without refinancing your primary mortgage.
💼 Who Qualifies?
- Real estate investors
- LLCs and corporations
- Self-employed borrowers
- Individuals with bad credit, bankruptcy, or prior loan modifications
🔄 Loan Use Cases:
- Purchase additional properties
- Renovate existing real estate
- Fund business operations or consolidate debt
We provide both:
- ✅ Business Purpose Loans (real estate, investments)
- ✅ Consumer Purpose Loans (personal expenses, remodeling)
📞 Apply for a 2nd position loan today: 949-409-8015
📩 Or reach out to our loan officers at info@eltorolending.com